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<?php include "header1.php";?>
<style>

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<!-- BREADCRUMB -->
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    <section class="section__breadcrumb ">
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            <div class="row d-flex justify-content-center">
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<!-- GALLERY -->

<!--
<section class="gallery-wrap home__about bg-light" style="">
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                    <p class="text-center text-capitalize">This is the collection of our latest images</p>
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<!-- FAQ -->

<section class="default-assist-wrap legal-assist faq-wrap legal-assist-2 bg-light">

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                    <!--
                <div class="col-md-12 heading-section text-center">
                    <h2 class="mb-lg-4 mb-3">DEFINITIONS</h2>
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                    <div class="col-md-10 col-lg-8">
                        <div class="title__head">
                            <h2 class="text-center text-capitalize">DEFINITIONS</h2>

                        </div>
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                <div class="row justify-content-center">
                    <div class="col-12 mb-4">
                        <div class="acc list">
                            <div class="acc__card num">
                                <div class="acc__title active">
                                    <div class="ac-heading">
                                        <h4>WHAT IS CARPET AREA?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel" style="display: block;">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>According to the Real Estate (Regulation and Development) Act, 2016 (RERA), carpet area is defined as ‘the net usable floor area of an apartment, excluding the area covered by the external walls, areas under services shafts, exclusive balcony or verandah area and exclusive open terrace area, but includes the area covered by the internal partition walls of the apartment’.</p>
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                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS SUPER BUILT-UP AREA?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>Super Built-up Area is the built up area plus proportionate area of common areas such as the lobby, lifts shaft, stairs, etc.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS BUILT-UP AREA?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>Built up Area is the actual used area of an apartment, it comprises of carpet area plus the thickness of outer walls and the balcony.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS AGREEMENT FOR SALE?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>Agreement for sale contains the terms and conditions of sale of a property agreed upon by the parties, and bind them. An agreement to sell is the document basis which a conveyance deed is drafted.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS TOTAL CONSIDERATION?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>Total Consideration means the amount amongst others payable for the said unit and the properties appurtenant thereto but does not include other amounts, charges, security deposits, stamp duty, registration fees, municipality tax and any other charges/tax/cess/levies etc levied by any authority that may be payable by purchasers.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS FACILITY MANAGEMENT COMPANY?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>Facility Management Company means the person(s)/agency/body/ appointed by the Developer or the Association as the case may be, who shall carry out the maintenance and upkeep of the said Building and who shall be responsible for providing the maintenance services within the said building or buildings forming part of the project.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS EARNEST MONEY?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>A certain percentage of total Consideration amount as mentioned in the sale agreement shall be treated by the seller as Earnest Money, which shall be liable to be forfeited by the seller in the event of breach of any of the terms and conditions herein contained by the Purchasers.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT COMES UNDER COMMON PARTS AND PORTION?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>Common parts and portion shall mean such area, parts and portions and facilities of the building available for use and enjoyment of all the Flat Owners and/or occupiers.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS FORCE MAJEURE?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>Force Majeure means any event or combination of events or circumstances beyond the control of the Developer which cannot (a) by the exercise of reasonable diligence, or (b) despite the adoption of reasonable precaution and/or alternative measures, be prevented or cause to be prevented and which adversely affects the Developer’s ability to perform obligations.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>
                        </div>
                    </div>
                </div>
            </div>
            <div class="faq-box">
                <div class="row justify-content-center">
                    <!--
                <div class="col-md-12 heading-section text-center">
                    <h2 class="mb-lg-4 mb-3">POSESSIONS AND REGISTRATION</h2>
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-->
                    <div class="col-md-10 col-lg-8">
                        <div class="title__head">
                            <h2 class="text-center text-capitalize">POSESSIONS AND REGISTRATION</h2>

                        </div>
                    </div>
                </div>
                <div class="row justify-content-center">
                    <div class="col-12 mb-4">
                        <div class="acc list">
                            <div class="acc__card num">
                                <div class="acc__title active">
                                    <div class="ac-heading">
                                        <h4>WHAT IS COMPLETION DATE?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel" style="display: block;">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>It is clarified that the Completion Date as specified in the Agreement is the maximum time which may be taken, subject to prevention on account of Force Majeure Events, for the completion of construction and the issuance of Offer of Possession Letter to the Purchasers.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS COMPLETION CERTIFICATE?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>A completion certification (CC) is document that a builder obtains from the municipal authorities after the completion of a building. The CC attests to the fact that the new building is constructed and completed in accordance with all the safety norms and regulations.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHEN WILL THE MAINTENANCE CHARGE START?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>The maintenance period will start from the date the builder offers possession to the customer.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS POSSESSION LETTER?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>The possession letter is issued by the developer in favour of the buyer stating the date of possession of the property.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS HOUSE RULES, CLUB RULES & RESTRICTIONS?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>The norms, rules and regulations which has to be adhered by the all the buyers for maintenance of the Common areas including the club, if any in the Project.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT ARE FIT-OUT RULES AND GUIDELINES?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>The Rules and regulations which shall state the manner in which the interior work or the fit-out work in various units is to be conducted.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS DEED OF CONVEYANCE?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>Deed of conveyance is a document that a seller issues to the buyer, thereby transferring the ownership of the property. The execution of the document takes places after construction is complete, completion certificate is received and all the different terms and conditions present in the sale agreements are fulfilled.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS THE PROCESS OF REGISTRATION AND WHEN DOES REGISTRATION TAKE PLACE?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>Registration will be done only on completion of each phase and on payment of the entire sale consideration including the deposits. Registration will be facilitated by us through a legal consultant appointed by the developer.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS MEANT BY THE MARKET VALUE OF THE PROPERTY AND IS STAMP DUTY PAYABLE ON THE MARKET VALUE OF THE PROPERTY OR ON CONSIDERATION AS STATED IN THE AGREEMENT?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>Market value means the fair price declared by government at which a property could be bought in the open market on the date of execution of such instrument. The Stamp Duty is payable on the agreement value of the property or the market value whichever is higher.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>
                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT WILL BE THE PENALTY IF YOU DO NOT DELIVER ON TIME?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>For any delays beyond the grace period notified for the project for completion, the rate of interest payable by us would be the same as the rate of interest charged to buyers towards delay penalties subjected to force majeure clause.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>
                        </div>
                    </div>
                </div>
            </div>
            <div class="faq-box">
                <div class="row justify-content-center">
                    <!--
                <div class="col-md-12 heading-section text-center">
                    <h2 class="mb-lg-4 mb-3">EXTRA CHARGES</h2>
                </div>
-->
                    <div class="col-md-10 col-lg-8">
                        <div class="title__head">
                            <h2 class="text-center text-capitalize">EXTRA CHARGES</h2>

                        </div>
                    </div>
                </div>
                <div class="row justify-content-center">
                    <div class="col-12 mb-4">
                        <div class="acc list">
                            <div class="acc__card num">
                                <div class="acc__title active">
                                    <div class="ac-heading">
                                        <h4>WHAT ARE TRANSFORMER & CABLING CHARGES?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel" style="display: block;">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>Charges and expenses incurred towards procuring transformer, sub-station, electricity connection HT/LT and laying of cables for the building complex.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT ARE LEGAL / DOCUMENTATION AND PROFESSIONAL CHARGE?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>Legal / Documentation and professional charge incurred for preparation of Agreement for sale and the Deed of conveyance and/or transfer deed in respect of the said Flat/Unit including all other deeds, documents and instruments as may be necessary and/or required.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS MUNICIPALITY DEPOSIT?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>This is a refundable deposit obtained from the buyers to ensure mutations of flats are caused by buyers. In the event the mutation is caused by the buyer, the entire deposit is refunded to the buyer. In the event the mutation is not done then municipal taxes accrued in respect of the flat is paid out of the deposit money.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS SINKING FUND?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>Sinking Fund is a fund created for upgradation of services from time to time and in connection therewith various costs which are to be incurred including capital costs which may have to be incurred for the purpose of repairs and/or replacement of the various equipments and/or installations.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS GENERATOR CONNECTION CHARGE?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>Generator connection charge is taken to provide power backup in the individual units.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS CLUB MAINTENANCE DEPOSIT?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>Deposit provided by the buyers for maintenance and upkeep of the Club, if any in the Project.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS ASSOCIATION FORMATION FEE?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>Costs and charges for formation of association.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS NOMINATION/TRANSFER CHARGE?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>Nomination / Transfer charge means the charge that is levied on any transfer /assignment /nomination by the Purchasers of the said unit before the Deed of Conveyance is executed by the Developer.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>


                        </div>
                    </div>
                </div>
            </div>
            <div class="faq-box">
                <div class="row justify-content-center">
                    <!--
                <div class="col-md-12 heading-section text-center">
                    <h2 class="mb-lg-4 mb-3">TAXATION</h2>
                </div>
-->
                    <div class="col-md-10 col-lg-8">
                        <div class="title__head">
                            <h2 class="text-center text-capitalize">TAXATION</h2>

                        </div>
                    </div>
                </div>
                <div class="row justify-content-center">
                    <div class="col-12 mb-4">
                        <div class="acc list">
                            <div class="acc__card num">
                                <div class="acc__title active">
                                    <div class="ac-heading">
                                        <h4>WHAT IS GST AND ITS IMPACT ON REAL ESTATE?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel" style="display: block;">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>Goods and Services Tax (GST) is an indirect tax which was introduced in India on 1 July 2017 and is applicable throughout India which replaced multiple cascading taxes levied by the central and state governments earlier. Under GST, goods and services are taxed at the following rates, 0%, 5%, 12%, 18% and 28%. The effective GST rate on under- construction real estate projects will be 12% after one third abatement for land cost on 18%. However, GST would not be applicable on the units sold after availing completion certificate.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>IS GST INCLUDED IN THIS PRICE; AM I ELIGIBLE FOR INPUT CREDIT AS PER LAW?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>GST would be payable additionally at the applicable rate on the total unit consideration as notified from time to time by the government. Input credit has already been applied for all buyers in the base price. The variable charges would attract GST at the notified rates which is 18% at present and is subject to change as per government directives.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS TDS ON PROPERTY?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>The Finance Bill 2013 has proposed that purchaser of an immovable property (other than rural agricultural land) worth ₹ 50 lakh or more is required to pay withholding tax at the rate of 1% from the consideration payable to a resident transferor.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>I AM A BUYER. DO I NEED TO PROCURE TAN TO REPORT THE TDS ON PROPERTY?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>Buyer or Purchaser of the property is not required to procure Tax Deduction Account Number (TAN). The Buyer is required to quote his or her PAN and sellers PAN.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHO IS RESPONSIBLE TO DEDUCT THE TDS ON SALE OF PROPERTY?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>According to rules in respect of tax deducted at source, buyer of the property would have to deduct the TDS and deposit the same in Government treasury.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS THE DUE DATE OF PAYMENT OF TDS ON SALE OF PROPERTY?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>As per the CBDT notification no. 30/2016 dated April 29, 2016, the due date of payment of TDS on transfer of immovable property has been extended to thirty days (from existing seven days) from the end of the month in which the deduction is made.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IF I DON’T HAVE THE PAN OF THE SELLER, IS IT MANDATORY?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>PAN of the seller is mandatory. The same may be acquired from the Seller before effecting the transaction.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS FORM 26QB?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>The online form available on the TIN website for furnishing information regarding TDS on property is termed as Form 26QB.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS FORM 16B?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>Form 16B is the TDS certificate to be issued by the deductor (Buyer of property) to the deductee (Seller of property) in respect of the taxes deducted and deposited into the Government Account.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>
                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS CAPITAL GAINS ON PROPERTY PURCHASE?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>Property is considered a capital asset and Capital Gains Tax is levied on the gains arising from the sale of property. Such gains are calculated after adjusting the inflation rate, transfer and renovation charges.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>
                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>I HAVE FILLED FORM 26QB AND MADE THE PAYMENT ONLINE, BUT I FORGOT TO SAVE THE ACKNOWLEDGMENT NUMBER GENERATED AT TIN WEBSITE. FROM WHERE CAN I GET THE ACKNOWLEDGMENT NUMBER?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>(a) Acknowledgment number for the Form 26QB furnished is available in the Form 26AS (Annual Tax Statement) of the Deductor (i.e. Purchaser/ Buyer of property). The same can be viewed from the TRACES website (www.tdscpc.gov.in) or (b) Taxpayer can also click the option ‘View Acknowledgment’ hosted on the TIN website. Taxpayer needs to enter PAN of the Buyer and Seller, Total Payment and Assessment Year (as mentioned at the time of filing the Form 26QB) to retrieve the Acknowledgment Number.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>
                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHAT IS THE DIFFERENCE BETWEEN LONG-TERM CAPITAL GAINS AND SHORT-TERM CAPITAL GAINS?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>If the house is held for less than three years prior to its sale, it is termed as a short-term capital asset and any gain arising from the sale is treated as a short-term Capital Gain. There are no tax exemptions for short-term Capital Gains and one needs to pay it according to the applicable tax slab. However, if the property is sold after holding it for more than three years, it is treated as a long-term capital asset and the gain arising from it is called the long-term Capital Gain. Such gains attract a flat exemption rate of 20%.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>
                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>HOW CAN ONE QUALIFY FOR EXEMPTIONS ON THE CAPITAL GAINS TAX?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>There are a few exemptions available for long term Capital Gains, if you: Buy or construct a new house: If you build a new house or buy one from the money you receive from selling a property, you are exempted from paying the tax on Capital Gains. However, the new purchase should be done either one year before or within two years of sale and the construction should be completed within three years from the date of transfer. The new property bought or constructed should not be sold within three years from the date of its purchase or date of completion of construction. Capital Gain Account Scheme: Through the Capital Gain Account Scheme (CGAS), you can save the received money in designated banks. CGAS helps you in buying time to look for suitable investments as it serves to inform the Income Tax department that you plan to invest the money received; but at a later date.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>



                        </div>
                    </div>
                </div>
            </div>
            <div class="faq-box">
                <div class="row justify-content-center">
                    <!--
                <div class="col-md-12 heading-section text-center">
                    <h2 class="mb-lg-4 mb-3">NRI</h2>
                </div>
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                    <div class="col-md-10 col-lg-8">
                        <div class="title__head">
                            <h2 class="text-center text-capitalize">NRI</h2>

                        </div>
                    </div>
                </div>
                <div class="row justify-content-center">
                    <div class="col-12">
                        <div class="acc list">
                            <div class="acc__card num">
                                <div class="acc__title active">
                                    <div class="ac-heading">
                                        <h4>HOW DO I REPATRIATE PROFITS OR CAPITAL GAINS ON SALE OF A PROPERTY?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel" style="display: block;">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>There is a restriction on the remittance of proceeds beyond the principal amount of investment. However, the profits and/or gains can be deposited in the NRO account of the remitter and, consequently, the same can be remitted outside India, provided it does not exceed the threshold of $1 million per financial year.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>IS RENTAL INCOME FREELY REPATRIABLE?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>Rental income can be repatriated freely from India without taking any specific permission.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>IS THERE ANY LIMIT ON THE NUMBER OF PROPERTIES THAT NRI OR PIO CAN BUY OR SELL?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>There is no restriction on the number of properties that a person can buy or sell. However, there is a restriction on the number of residential properties whose sales proceeds can be freely repatriated. While the proceeds of two residential properties can be freely repatriated, the proceeds from third property and thereafter can be deposited in an NRO account out of which a total of $1 million per financial year can be freely remitted.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>WHO BEARS THE EXCHANGE RATE GAINS OR LOSSES ON TRANSFER OF FUNDS?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>Any gains or losses on transfer of funds would be borne by customers. We will only credit the value that is actually received. Any variation will be carried over onto the next installment due.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

                            <div class="acc__card num">
                                <div class="acc__title">
                                    <div class="ac-heading">
                                        <h4>CAN NRIS OBTAIN LOANS FOR ACQUISITION OF A HOUSE/FLAT FOR RESIDENTIAL PURPOSE FROM AUTHORIZED DEALERS/FINANCIAL INSTITUTIONS PROVIDING HOUSING FINANCE?</h4>
                                    </div>
                                </div>
                                <div class="acc__panel">
                                    <div class="row">
                                        <div class="col-12">
                                            <div class="faq-answer">
                                                <p>Reserve Bank has granted general permission to certain financial institutions and authorized dealers approved by the National Housing Bank to grant housing loans to non-resident Indian nationals for acquisition of a house/flat for self-occupation subject to certain conditions. The purpose of the loan, margin money and the quantum of loan will be at par with those applicable to housing loans to residents. Repayment of loan should be made within a period not exceeding 15 years out of inward remittances or out of funds held in the investors’ NRE/FCNR/NRO accounts.</p>
                                            </div>
                                        </div>

                                    </div>
                                </div>
                            </div>

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                                        <h4>WHAT MODE OF PAYMENT CAN AN NRI/PIO MAKE TO PURCHASE A RESIDENTIAL PROPERTY IN INDIA?</h4>
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                                                <p>Under the general permission, an NRI/PIO may purchase a residential property in India by funds remitted to India through normal banking channel or funds held in his NRE/FCNR (B)NRO account. No consideration shall be paid outside India or from domestic resident accounts if held by such NRIs.</p>
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                                        <h4>WHAT DOCUMENTS ARE REQUIRED BY AN NRI/PIO TO BUY AN IMMOVABLE RESIDENTIAL/COMMERCIAL PROPERTY IN INDIA?</h4>
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                                                <p>TPAN card OCI/PIO card (In case of OCI/PIO) Passport (In case of NRI) Passport size photographs Address proof.</p>
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                                        <h4>CAN A FOREIGN NATIONAL OF INDIAN ORIGIN BUY PROPERTY IN INDIA? WHAT IS THE RULE REGARDING FOREIGN NATIONALS OF FOREIGN ORIGIN?</h4>
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                                                <p>The general permission for NRI’s holding foreign passport is that the RBI has allowed them to acquire, hold, transfer or dispose off by way of sale or inheritance, immovable properties situated in India. This has been granted, provided the property is for the purchaser’s bonafide residential use. However, NRIs cannot purchase any agricultural land or plantation property. The purchase consideration is met either by remittance from funds abroad through normal banking channels or out of NRE / FCNR. Income accruing by way of rent from the properties purchased or acquired by inheritance will not be allowed to be repatriated abroad even if the purchase consideration was met out of NRE / FCNR account. It is however, necessary for foreign citizens of Indian origin to declare such property to RBI within a period of 90 days from the date of purchase in the prescribed IPI 7 to the Chief General Manager, Exchange Control Department, Foreign Investment Division, Central Office Department, Foreign Investment Division, Central Office, RBI Mumbai. A foreign national of non-Indian origin, resident outside India cannot purchase any immovable property in India unless such property is acquired by way of inheritance from a person who was resident in India. However, he/she can acquire or transfer immovable property in India, on lease, not exceeding five years. In such cases, there is no requirement of taking any permission of/ or reporting to the Reserve Bank of India.</p>
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                                        <h4>WHO IS A PERSON OF INDIAN ORIGIN (PIO)?</h4>
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                                                <p>A Person of Indian Origin (PIO) is a person of Indian origin or ancestry who is not a citizen of India, but is a citizen of another country. A PIO might have been a citizen of India and subsequently taken the citizenship of another country, or have ancestors born in India or other states.</p>
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                                        <h4>WHO IS A NON-RESIDENT INDIAN (NRI)?</h4>
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                                                <p>A Non-Resident Indian (NRI) is a citizen of India who holds an Indian passport and has temporarily immigrated to another country for six months or more for employment, residence, education or any other purpose.</p>
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